Retirement Survival Guide: The key to a satisfying retirement? Keep doing what you love

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Baby boomers approaching retirement might learn a thing or two from De and Pat Alcorn.

After De retired as an engineer from NASA's Jet Propulsion Laboratory, the sailing aficionado and his wife set sail around the world for eight years, mingling with international travelers and locals in some 40 countries.

Today, the two Sierra Madre residents are so active in civic organizations, volunteer work and local politics that they are known as "Mr. and Mrs. Public."

"The more you go out, meet people and do the things you want to do, you'll have a much richer life and be satisfied with the way things are," De Alcorn said of retirement.

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You thing about Retirement Planning – Why and When?s

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When researching and discussing retirement planning and options, I get these questions frequently. Despite the constant news coverage of impending doom, many, if not most Americans are still depending on their social security payments to support them through their retirement. The sad fact is that it simply isn’t possible. It is doubtful that Social Security by itself would be enough to get the average American through their twilight years.Americans are living longer and longer. And, we are leading more active lives. Retiremetn has a new meaning today! Gone are the days when retirees sat at home reading newspapers and playing cards every other afternoon. Today’s retirees are traveling, taking classes, learning to dance, and trying new things that they were not able to experience while setting aside funds for the future and going about the business of raising their own families. Now they are taking the time to do all these great things, butthese great activities and pastimes require funds in order to enjoy.This is the number one reason you should begin as early as possible to set aside funds for your retirement but make active plans to invest those funds to maximize the potential of limited funds.


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The Great Boomer Lateral-Hiring Spree Continues

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Americans are living longer, healthier lives than ever before.

And many of them are choosing to live out their latter years not by moving to the Sun Belt — or an active retirement community in a university town (”he can play squash while I audit Special Topics in Flemish Printmaking!”) — but by working. Just working.

For these folks, 65 is just another birthday. No reason to retire just because that was the way people did it a generation ago. These folks have deals to do, briefs to write, cases to win.

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How to Love Your Retirement: What do you mean retire'?

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Retired? Here's some advice from the book "How to Love Your Retirement" (Hundreds of Heads Books, www.hundredsofheads.com, $13.95), straight from people who've done it:

"My pension and social security have been almost enough, but I am not one to feel secure without a little savings. I like to keep some extra money coming in somehow. This is a good idea for anyone looking to retire: to have a skill you can use once in a while to keep you busy, make you feel useful, help your bank account a little. I do some home nursing every now and then, stay with a new mother for a few days, that kind of thing. I have one friend who got a real estate license, and her husband got a broker's license, and she helps her friends and their children with real estate - not as a full-time thing, just every now and again. She enjoys it."

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Retirement Just Got a Little Harder

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Life spans are longer than ever, stretching out retirements many more years, and before the stretching begins, many of us live in more places and hold more jobs through our careers than in the past. Each of these developments can make it harder to set aside enough money for retirement or even to know what enough will be.


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Creating an Active Retirement

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Ensuring you maintain an active lifestyle throughout your retirement is essential to staying fit, happy and healthy for many years to come to remain independent and stay clear of needing aged care.

Dance the Night Away

One of the best ways to both enjoy retirement living and maintain an active lifestyle is by dancing! Dancing is a fun way to stay active and it doesn’t need to be hard work.

There are dozens of different dancing styles that you can incorporate into retirement living. Whether you prefer traditional and relaxed styles of dancing such as ballroom or you want to experience the fun and excitement of Salsa dancing, then there will be a dancing class right for you!


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A Self Help Guide to Retirement Planning

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Exercise is a critical component of any weight loss management plan. Exercising does not happen if a person never tries it. There is no denying the health benefits that come with an exercise program that is done consistently. Exercise is not just a matter of beginning a six pack ab exercise program that you do for ten minutes before you go to bed at night, it requires forethought and planning to make sure that the proper amount of time and effort is put forth.


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Future Years: Retirement Planning

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Future Years helps makes it easy for everyone to plan their retirement. It does not matter if someone has just started a professional career, or if that person is nearing retirement age, Future Years has lots of information to cater to the retirement planning needs of people of different age groups. From selecting a retirement location or home, to health insurance, Medicare, and travel plans, this site proves to be a useful guide for a large number of people, including baby boomers

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Looking Forward To Your Retirement

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Did you know that you’ve been working towards retirement since you got your first job? You may not have even noticed, but every paycheck showed that you paid social security. As you became older and reached your early forties, you began looking at your financial condition in relation to your retirement years. When you reach sixty, the excitement will mount, and you will start defining your plans for retiring.

No one wants to enter retirement just to lose their health and eventually their life. Everyone has plans to live longer and enjoy themselves. In order to do that, make sure you stay active! It’s not a time to spend your day sitting on the couch, watching television and eating. That type of life style diminishes your retirement years one day at a time. Too many people spend those last years of retirement in a bedridden state, suffering from an incurable illness.


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Living well, aging well

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Can a building keep you healthy?

Velma Robinson thinks so. The 82-year-old had been living alone in a ranch house on two acres of land in West Virginia. She took care of the land by herself with the help of a riding mower. But recently the workload was getting to be too much as was the tug to be closer to her three sons, who live in the Chicago area. About 10 months ago, Robinson moved to Friendship Village, a retirement community in Schaumburg that offers meals and lots of activities.


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The New Math of Retirement

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There's one key fact of life that most retirement planning advice gets wrong: the way people actually live and spend when they retire. Put simply, most retirement calculators and planners aim for decades of level spending, but most people reduce their spending as they move through retirement. That's a disconnect that can significantly skew the results of the typical planning exercise, says a recent study from the Society of Actuaries and the Actuarial Foundation. It could lead workers to take greater investment risks, or be overly frugal during their final years of work or their first active years of retirement.

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