Forced retirement increasing, says charity

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More than 100,000 people were forced to retire against their will last year as employers used the default retirement age to cut back on jobs, according to Age Concern and Help the Aged.

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Stay active as you age

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With the 2010 Winter Olympics under way in Vancouver, The Cascades Verdae is lighting its own flame by harnessing the active spirit of the Olympics and holding its very own winter games. My goal is to challenge participants mentally, socially and sometimes physically; after all, retirement age is the time we need those challenges the most.

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Retiring Retirement

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Retirement is one of the most significant life transitions in adulthood, and current “retirees” and the 78 million Baby Boomers just behind them are re-writing the rules. No longer satisfied with just a nice dinner and commemorative watch, golf or tennis lessons, or arts and crafts courses at the local Senior Center, many of us want a lot more out of our “golden years.” The experts are baffled but they really shouldn’t be, it has been coming for a while. After nearly a century of decline the male retirement age, stabilizing at 55 in 1980, has been moving slowly in the opposite direction ever since. Retirees are getting a little older each year, that is, postponing the time they actually leave the workforce. The important question is, “Why are Baby Boomers delaying retirement?”

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Most people are simply not comfortable with retirement

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Most people are simply not comfortable with retirement. For such people, they would rather hear or death than retirement. I guess the reason to their action is lack of preparation. Most people hold up retirement planning until when it becomes way too late. But one thing they fail to understand is the fact that they can actually achieve a lot as retirees. You can too, if you take the time to plan for your retirement. Before you retire you need to think of certain things like – Where would you want to travel to when you retire, what kind of house you want to live in and what’s the exact life style you would prefer to live, etc. These questions will guide you towards planning for your retirement.

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Can You Retire Before You Die?

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Most of us are older with these statistics…

Out of 100 grouping who starts engaged at the geezerhood of 25, by the geezerhood 65:

* 1% are wealthy
* 4% impact competent top stowed absent for retirement
* 3% are ease working
* 63% are addicted on Social Security, friends, relatives or charity.
* 29% are dead.

More Statistics on “The GOLDEN Years”

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How to make peace with life after work

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People don't think enough about how to keep themselves active and excited in retirement," says Rick Robertson, an associate finance professor at the Richard Ivey School of Business at the University of Western Ontario. "You ask them, 'What are you going to do?' And they say, 'Well, I'd love to take a trip to Europe.' Okay, now we've dealt with one month of your retirement. How are you going to fill up all the days after that?

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Building a Successful Modern Retirement Portfolio

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In the good old days, retirees were advised to take their savings and lump-sum payouts and invest everything in "ultra-safe" bonds, CDs, and the occasional blue-chip stock. Over the last few decades, as people began enjoying longer and more active retirements, the conventional wisdom was to increase one’s exposure to stocks to generate higher returns and serve as a hedge against inflation. Not surprisingly, conventional wisdom is wrong. Here’s an alternative approach to generating consistent returns while managing risk.

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How to Be Happy in Retirement, join the debate

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The March 2010 issue of Consumer Reports Money Adviser has an interesting article on how to avoid regrets during retirement. The article, which draws on a survey of nearly 25,000 subscribers, is simultaneously comforting and cautionary. While only about 20% of folks who haven’t yet retired are highly satisfied with their current retirement planning, 70% of actual retirees report they’re highly satisfied. According to the author, the lesson is:

While many of us tend to fret about whether we’re properly prepared for retirement, once we’re actually there we tend to adjust our situation and even thrive.

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Transition Yourself Into Retirement In Just A Few Ways

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Lets be utterly honest. Everyone has their own dreams and expectations about retirement. Upon retirement, some people plan to travel around the planet while others simply set up to take excursions to their native beach. No matter the retirement set up that you may have, having the ability to implement your goals takes a bound degree of monetary security. The problem but is that money security will not simply happen however requires careful designing, commitment and yes, money.

To be a successful retiree, you must successfully transition yourself into retirement




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Those nearing retirement are worst off

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Pre-retirees have the lowest savings (£8,593), lowest incidences of home ownership (76 per cent) and largest average mortgages (£16,694).

Two fifths of pre-retirees save nothing per month and one fifth still owes more than £75,000 on their mortgage.

Clive Bolton, at-retirement director of Aviva Life, said: "By 2011, there will be almost 18m people in the UK who are over 55.

"This first report shows a worrying picture whereby those who are already retired are actually - to a large extent - financially better off than the pre-retirees.

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Seniors rethink their dream homes

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If your idea of a dream retirement home is a luxury contemporary overlooking a championship golf course in the desert, you better be prepared for some mighty small block parties: When it comes to retirement living, golf courses are out.

And Arizona and Florida aren’t the only retirement-relocation hot spots these days. In fact, South and North Carolina now top the preferences of Baby Boomers who will be retiring in the next decade, according to a survey to be released from home builder Del Webb.

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Retirement 101: Getting Back to Basics

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Since the most recent market meltdown, Americans are re-evaluating their financial situations.

Some, mostly those who have invested some time and money in the process of “planning,” are doing so with at least a clue of what their target is or should be.

Those who have not planned are likely more fearful of the uncertainty of the future, fueled additionally by the fact that they have no clue of what they may be aiming at.

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Boomers and the future of volunteering

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Boomers, as they have in almost every phase of their lives, also pose unique challenges to nonprofits. Many boomers are looking for challenges, hoping to use the skills they've acquired over a lifetime of work. They also may be less interested in devoting their entire retirement years to a single organization rather than working on short-term projects and moving on.

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Boomers Working Longer, Finding New Opportunities

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As Baby Boomers approach retirement age, it's only natural that members of this generation should stop and reflect on what they have contributed to society—individually, collectively and in their careers—and where they can possibly go from here.

As a Professor of Physical Therapy and Director of the University of Wisconsin, La Crosse's Clinical Education program, Gwyneth Straker is as close to the top of her profession as she feels she's going to get—at least without expending more time and energy than she's willing to give at this point.

At 60, she's also feeling both the pull of retirement and the pressure to keep going for as long as possible—something that is driven both by financial concerns (her 401(k) took the same hit as everyone else's recently) and by her desire to keep mental deterioration at bay by remaining active and involved.

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Top 10 Tips for a Healthy Active Retirement

Image via Wikipedia

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Here is an interesting document by Mary Caufield M.D. Medical Director or CIGNA Healthcare of Georgia.

Read or download the whole story HERE

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104-year-old's story shows hard work keeps you healthy

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I shared the story of Helen Rosetta, now of Stafford County, who has been an active woman for all of her 104 years.

The details of her life, especially the fact that she has never driven and that she routinely walked miles to visit friends during most of her life in Pennsylvania, rang several memory bells.

I began remembering dozens of folks I've done stories on through the years who worked or exercised into their later years.

Read the whole story HERE

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Ski instructor, 83, still on the go

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When most people reach retirement age they think about kicking back, taking it easy, and maybe picking up a hobby.

But what if your hobby is also your job?

At Alta Sierra Ski Resort there's a ski instructor who may be a little grey, but is still young at heart.

Andy Anderson has given the same ski tips time and time again, but he doesn't mind at all.

Read the whole story HERE

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